Suburban home in Westchester County
200+ Homes Bought. Local Westchester Team.

Sell Your Home in 14 Days.
Cash. As-Is. No Fees.

Foreclosure, inherited, divorce, tired landlord, or just need out fast. We buy homes across Westchester, Fairfield, and surrounding NY & CT areas. Get your no-obligation cash offer in 24-48 hours.

  • No realtor commission. No closing fees. No repairs. No cleaning.
  • We handle tenants, liens, probate, and foreclosure timelines.
  • Built by investors who specialize in short sales and tough deals.
200+
Homes Bought
14
Day Avg Close
5 Star
Local Reviews
$0
Fees to You

Get My Cash Offer

No obligation. No pressure. Just a fair number.

100% confidential. We never share your info. By submitting, you agree to be contacted about your property.

Whatever the situation, we've seen it, and bought it.

Most "we buy houses" companies cherry-pick the easy deals. XCAP was built by investors who specialize in the complicated ones.

Facing Foreclosure?

We've helped homeowners stop the auction with as little as 24 hrs left on the clock. Don't wait for the notice.

Owe More Than It's Worth?

A short sale done right can wipe the mortgage debt and protect your credit. We specialize in short sales.

Inherited a Problem?

Probate confusion, out-of-state heirs, tenants, hoarder situations. We handle it all, property sold as-is.

Tired of Being a Landlord?

Bad tenants, late rent, surprise repairs. Sell with the tenant in place, we'll handle them. You walk away clean.

Divorce or Separation?

Fast, fair, private sale. No for-sale signs, no strangers walking through. We close on your timeline.

Needs Too Many Repairs?

Foundation, roof, mold, code violations. Don't fix anything. We buy as-is. No inspections to fail.

3 Steps. 14 Days. Done.

No agents. No showings. No financing contingencies. Just a fair offer and a clean close.

1

Tell Us About Your Home

Fill out the form (60 seconds) or call us. We'll ask a few questions about the property and your timeline.

2

Get a Fair Cash Offer

Within 24 hrs, a local XCAP specialist gives you a no-obligation cash offer. No haggling. No lowballs.

3

You Pick Closing Day

Close in 7 days? 30 days? 90? Your call. We handle title, paperwork, tenants, liens, all of it.

XCAP vs. The Other Options

Why hundreds of NY & CT homeowners have chosen XCAP.

XCAP Traditional Agent
Time to close7-26 days60-120 days
Commissions$06% ($24k on $400k)
Closing costsWe pay allYou pay 1-3%
Repairs requiredNoneUsually $5-30k
ShowingsNoneMany
Short salesYes, specialtyRarely
Local NY/CT teamYesSometimes
Offer certaintyGuaranteedBuyers back out
Time to close
XCAP7-26 days
Agent60-120 days
Commissions
XCAP$0
Agent6% ($24k on $400k)
Closing costs
XCAPWe pay all
AgentYou pay 1-3%
Repairs required
XCAPNone
AgentUsually $5-30k
Showings
XCAPNone
AgentMany
Short sales
XCAPYes, specialty
AgentRarely
Local NY/CT team
XCAPYes
AgentSometimes
Offer certainty
XCAPGuaranteed
AgentBuyers back out

Real Sellers. Real Outcomes.

"I was 21 days from foreclosure when I called XCAP. They walked me through the process, negotiated with my bank, and we closed in 19 days. My credit is still intact."

M
Maria R.
Yonkers, NY

"Inherited my mom's house with my two brothers. The place needed $140k of work and we lived in three different states. XCAP closed in 12 days, cash, no drama."

J
James K.
Stamford, CT

"Three tenants behind on rent, a roof leak, and I just wanted out. Three different cash buyers lowballed me by $125k. XCAP offered a fair number, took the tenants as-is."

D
David P.
New Rochelle, NY

We buy homes in these counties

Westchester, NY Bronx, NY Putnam, NY Rockland, NY Orange, NY Dutchess, NY Fairfield, CT New Haven, CT

Questions Sellers Actually Ask

If yours isn't here, just call us at (914) 825-4294.

Possibly, depending on your basis, how long you owned it, and whether it's a primary residence. We work with local CPAs in Westchester and Fairfield who can give you a free 15-minute consult before you sign anything. Forgiven-debt tax implications can apply, and we walk you through those too.
Call us today, not tomorrow. We've stopped auctions with as little as 24 hrs on the clock, but the earlier we get involved, the more options you have. Every day matters.
No. Leave whatever you don't want, we handle cleanouts. We've bought homes with everything from full furniture sets to estate-sale-level clutter. Just take what matters to you and walk away.
Yes. We pay all closing costs and title fees. There is no agent commission. The price we agree on is the price you net, minus any existing mortgage payoff or liens we're settling on your behalf.
Totally fine. A lot of our sellers start with exploring calls and decide months later. We'll send you a fair offer in writing with no obligation, and you can sit on it. No pressure calls, no harassment.

Ready for a fair number and a clean close?

Takes 60 seconds. No obligation. We'll call you within an hour.

Get My Cash Offer
Get My Cash Offer