Westchester · Fairfield · NY · CT · Call now: (914) 825-4294
Get My Cash Offer
★ 200+ Homes Bought · Local Westchester Team

Sell Your Home in 14 Days. Cash. As-Is. No Fees.

Foreclosure, inherited, divorce, tired landlord, or just need out fast. we buy homes across Westchester County, Fairfield County, and the surrounding NY & CT areas. Get your no-obligation cash offer in 24-48 hours.

  • ✓ No commissions. No closing fees. No repairs.
  • ✓ You pick the closing date, even 7 days.
  • ✓ We handle tenants, liens, probate, and foreclosure timelines.
  • ✓ Built by investors who understand short sales.
200+ Homes Bought
14 Day Avg Close
5★ Local Reviews
$0 Fees to You
FREE · 60 SECONDS

Get My Cash Offer

No obligation. No pressure. Just a fair number.

🔒 100% confidential. We never share your info. By submitting, you agree to be contacted about your property.

One more step and a local XCAP specialist will call you within 1 hour.

✓

Got it, we're on it.

A local XCAP specialist will call you within the next hour with your no-obligation cash offer. Keep your phone handy.

Or call us now: (914) 825-4294

Whatever the situation, we've seen it, and bought it.

Most "we buy houses" companies cherry-pick the easy deals. XCAP was built by investors who specialize in the complicated ones.

⏰

Facing Foreclosure?

You have more options than the bank wants you to know about. We've helped homeowners stop the auction with as little as 14 days left on the clock. Don't wait for the notice.

📉

Owe More Than It's Worth?

A short sale done right can wipe the mortgage debt AND protect your credit. Most agents don't know how to negotiate them. We're built on it, that's the Mr. Short Sale legacy.

🏚️

Inherited a Problem?

Out-of-state heirs. Probate confusion. Tenants who won't leave. Hoarder situation. Cracked foundation. We close in 14 days you split nothing with siblings until it's done.

😤

Tired of Being a Landlord?

Bad tenants, late rent, surprise repairs, calls at 2 AM. Sell the property with the tenant in place, we'll handle them. You walk away clean.

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Divorce or Separation?

You need a fast, fair, private sale, no for-sale signs, no strangers walking through, no waiting on the market. We close on your timeline, both parties walk away whole.

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Needs Too Many Repairs?

Foundation. Roof. Mold. Code violations. Don't fix anything we buy as-is. No inspections to fail, no contractor estimates, no contingencies that fall through.

You're not stuck. You just haven't talked to someone who buys homes like yours every week. That's what we do.

3 Steps. 14 Days. Done.

No agents. No showings. No financing contingencies. Just a fair offer and a clean close.

1

Tell Us About Your Home

Fill out the form (60 seconds) or call us. We'll ask a few questions about the property, the situation, and your timeline.

2

Get a Fair Cash Offer

Within 24-48 hours, a local XCAP specialist gives you a no-obligation cash offer. No haggling games. No lowballs.

3

You Pick Closing Day

Want to close in 7 days? 30 days? 90? Your call. We handle title, paperwork, tenants, liens, all of it. You walk away with cash.

XCAP vs. The Other Options

Why hundreds of NY & CT homeowners have chosen XCAP over agents and other cash buyers.

XCAP
Traditional Agent
Other Cash Buyers
Time to close
7-14 days
60-90+ days
21-30 days
Commissions
$0
6% ($24k on $400k)
$0
Closing costs
We pay all
You pay 1-3%
Sometimes
Repairs required
None
Usually $5-30k
None
Showings / open houses
None
Many
None
Handles short sales
Yes, specialty
Rarely
Almost never
Local NY/CT team
Yes, Westchester
Sometimes
Often national
Offer certainty
Guaranteed
Buyers back out
Often re-trade

Real Sellers. Real Outcomes.

Homeowners across Westchester and Fairfield trusted XCAP with their toughest sale.

★★★★★

"I was 21 days from foreclosure when I called XCAP. Cristina walked me through a short sale, negotiated with my bank, and we closed in 19 days. My credit is still intact. I genuinely don't know what I would have done."

M
Maria R.
Yonkers, NY
★★★★★

"Inherited my mom's house with my two brothers. The place needed $40k of work and we lived in three different states. XCAP closed in 12 days, cash, no drama. We finally agreed on something."

J
James K.
Stamford, CT
★★★★★

"Three tenants behind on rent, a roof leak, and I just wanted out. Three different 'cash buyers' lowballed me by $50k. XCAP offered a fair number, took the tenants as-is, and closed in 16 days."

D
David P.
New Rochelle, NY

We buy homes in these counties

Westchester, NY Bronx, NY Putnam, NY Rockland, NY Orange, NY Dutchess, NY Fairfield, CT New Haven, CT Litchfield, CT

Questions Sellers Actually Ask

If yours isn't here, just call us at (914) 825-4294.

Possibly, depending on your basis, how long you owned it, and whether it's a primary residence. We're not tax advisors, but we work with local CPAs in Westchester and Fairfield who can give you a free 15-minute consult before you sign anything. A short sale specifically can have forgiven-debt tax implications, and we walk you through those too.
Call us today, not tomorrow. We've stopped auctions with as little as 14 days on the clock, but the earlier we get involved, the more options you have, short sale, deed-in-lieu negotiation, or fast cash purchase to pay off the lender. Every day matters.
No. Leave whatever you don't want, we handle cleanouts. We've bought homes with everything from full furniture sets to estate-sale-level clutter. Just take what matters to you and walk away.
Not a problem. We buy occupied properties regularly. You can sell with the tenant in place, and we'll handle the relationship from there, including negotiating cash-for-keys if needed. You don't have to be the bad guy.
Three things: (1) we're local, Westchester-based, we know the comps street-by-street; (2) we don't re-trade, the offer you accept is the price you close at, no surprise reductions right before closing; (3) we handle the hard stuff, short sales, probate, tenants, code violations, that most cash buyers refuse.
We look at recent comparable sales in your zip code, the condition of your home (as-is), repair costs we'll absorb, and the timeline. We then show you the math, no black-box pricing. If the offer doesn't work for you, no hard feelings; you've still got our number.
Yes. We pay all closing costs, title fees, and transfer taxes. There is no agent commission (you're not hiring an agent). The price we agree on is the price you net, minus any existing mortgage payoff or liens we're settling on your behalf.
Totally fine. A lot of our sellers start with "just exploring" and decide months later. We'll send you a fair offer in writing with no obligation, and you can sit on it. No pressure calls, no harassment, no sales tactics. We do this every day, we don't need to chase anybody.

Ready for a fair number and a clean close?

Takes 60 seconds. No obligation. We'll call you within an hour.

📞 Call Now Get My Cash Offer